Rules of our Free Spanish 21 Game
Spanish Blackjack is played with eight Spanish Card Decks. Each deck consists of 48 playing cards made up of the standard 52 cards, less the four 10 cards. Each deck is shuffled before every game.
The aim is to beat the Dealer’s hand by either getting a better hand, without exceeding 21, or by the Dealer’s hand going bust. In Spanish Blackjack, you can only bet one hand at a time.
Note: Blackjack is when your hand contains an Ace and a card with a value of ten. It is the strongest hand in Spanish Blackjack, and automatically Stands. It cannot be beaten.
Payout Schedule in Spanish 21
- If you win a Blackjack you are paid out at odds of 3:2 on your original bet.
- If you have a winning hand but not a Blackjack, you are paid out at odds of 1:1 on your original bet.
- If you lose against a Dealer’s Blackjack and have taken Insurance, you are paid out at odds of 2:1 on your Insurance bet.
The Bonus 21 hand combinations are:
- Any five card 21 pays 3 to 2
- Any six card 21 pays 2 to 1
- Any seven or more card 21 pays 3 to 1
- Six, Seven and Eight of a mixed suit pays 3 to 2
- 3 Sevens of a mixed suit pays 3 to 2
- Six, Seven and Eight of the same suit pays 2 to 1
- 3 Sevens of the same suit pays 2 to 1
- Six, Seven and Eight of Spades pays 3 to 1
- 3 Sevens of Spades pays 3 to 1
- 3 Sevens of the same suit, if the Dealer has a Seven face-up, pays 50 to 1
General Rules
- Spanish Blackjack is an American Hole card game. The Dealer checks for a Blackjack when he is dealt a 10 or an Ace.
- Blackjack always beats any other hand with a value of 21.
- All face cards – Jacks, Kings and Queens, have a value of 10.
- Aces can have a value of either 1 or 11.
- You may draw up to nine additional cards to make a hand of eleven cards, provided the value of your hand does not exceed 21. If your hand does not exceed 21 after receiving eleven cards, your hand automatically Stands, and the Dealer plays their hand.
- The Dealer Hits on a soft 17.
- The Dealer Peeks on cards with a value of 10 and Aces.
- The Dealer’s hand is dealt in strict accordance to the rules of the Casino. For more information on the Casino’s rules, see the Casino’s website, or contact the Casino Support Staff.
Betting and Payout Rules
- If the Dealer’s hand exceeds 21, it is Bust, and you automatically win.
- If you are dealt an Ace and a card with a value of 10, you have Blackjack. Your hand automatically Stands. Your hand cannot be beaten. If you beat the Dealer with Blackjack you are paid out at odds of 3:2.
- When your hand and the Dealer’s hand tie, except if your hand is a Blackjack or a 21, it is called a Push. You are paid your original bet amount.
- If both the Dealer and your hand have Blackjack, your hand wins.
- If both the Dealer and your hand have 21, your hand wins.
- Bonus 21 payouts do not apply after Doubling Down.
Splitting Rules
- You can Split two cards that have the same Denomination or Value, such as a Queen and a King, or two Fours. Your hand is divided into two separate hands and a bet equal to your original bet is placed on the second hand.
- You cannot get a Blackjack after a Split. The hand has a value of 21.
- You can Split a maximum number of three times per game. This equals four hands.
- You can re-split Aces.
Double Down Rules
- You can Double Down after receiving your first two cards.
- The Double Down bet is equal to your original bet amount.
- You can Double Down on each hand after a Split.
- You can Double Down a maximum of twice. The second Double Down doubles the entire bet amount, including the first double amount.
- If you have a Bonus 21 hand combination as a result of Doubling Down, you do not qualify for the Bonus payout.
- You cannot Double Down if you have a Blackjack.
Insurance Rules
- You can take Insurance if the Dealer’s first card is an Ace.
- The Insurance bet is equal to half your original bet amount.
- Insurance bet wins or losses are independent from your original bet.
- Insurance is only taken on your original hand and does not cover any second hands. You cannot take Insurance after a Hit, Split, or a Double Down bet. This means you can only take Insurance when the Dealer has one card face-up and you have two cards dealt.
- If the Dealer does not have a Blackjack, the Insurance bet is removed from the table, and the cost of the Insurance bet is deducted from your credit balance. The game continues.
- If the Dealer has Blackjack, the Insurance bet is paid out at odds of 2:1.
Surrender Rules
- You can Surrender half of your total bet after Doubling Down. This is known as a Double Down Rescue.
- You can Late Surrender. This is when the Dealer checks for Blackjack first, and then you Surrender.
- If you use the Late Surrender option, you give up half your original bet amount for the privilege of not playing out a hand.
Bonus Rules
- The 3 Sevens of the same suit, if the Dealer has a Seven face-up Bonus payout does not apply after Splitting.
- Bonus payouts do not apply if you have a Blackjack.
- Bonus payouts do not apply after Doubling Down.